Cards issued by licensed partner institutions
One account for money without borders
Hold 30+ currencies, issue virtual and physical cards in seconds, send local and SWIFT payouts to 150+ countries, and put stablecoins to work — all from a single, security-first platform.
- Regulated-partner KYC
- 3-D Secure on every card
- Passkey sign-in
Virtual · Multi-currency4021 •••• •••• 7735
CARDHOLDER NAME
VALID THRU 09/29
30+
Fiat currencies held natively
150+
Payout countries and regions
5
Blockchain networks supported
< 1 min
To issue a virtual card
Hold, exchange and settle in the currencies your business actually uses
USD
SGD
EUR
GBP
HKD
JPY
AUD
CAD
CHF
CNH
NZD
MYR
IDR
BRL
USDC
USDT
BTC
ETHThe platform
Four products. One balance sheet.
Everything runs on the same accounts, the same compliance layer and the same real-time ledger — no juggling providers.
Cards
Issue Visa and Mastercard virtual cards instantly or ship physical cards worldwide. Set limits, lock merchant categories and freeze with one tap.
Explore CardsGlobal Accounts
Open named virtual accounts with local details — IBAN, sort code, routing number — plus on-chain deposit addresses for USDC and USDT.
Explore AccountsPayments
Send local transfers, SWIFT wires, e-wallet and crypto payouts with itemised fees and locked FX quotes. Batch hundreds in one upload.
Explore PaymentsEarn
Put idle stablecoins to work with flexible or fixed-term yield. Daily accrual, transparent rates, redeem whenever you need liquidity.
Explore EarnBuilt for control
Every dollar accounted for, every action verified
ECardPay is engineered like financial infrastructure, not a consumer app with a wallet bolted on.
Fees you can read
Every quote shows the full breakdown — service fee, channel fee, FX margin — before you commit. No spreads hidden in the rate.
Real-time card controls
Per-card daily, monthly and per-transaction limits, ATM caps, merchant-category rules and instant freeze — enforced at authorisation time.
Step-up verification
Revealing card details, moving funds or changing security settings always requires a fresh passkey, authenticator or email challenge.
A single real-time ledger
Available, frozen, incoming and outgoing balances update the moment money moves — across fiat and digital assets alike.
Built for teams
Built for business, made for the people who run it
From founders issuing their first virtual card to finance teams settling payroll across borders, ECardPay puts institutional-grade money movement into everyday hands.
- Multi-user access with role-based controls and approvals
- Pay contractors, suppliers and staff across 150+ countries
- Real-time balances and itemised fees your whole team can read
Security & compliance
Trust is the product
Identity verification through regulated partners, hardware-backed passkeys, and step-up checks on every sensitive action.
Bank-grade onboarding
Document and biometric identity verification for individuals and businesses, with ongoing screening against global sanctions and PEP lists.
Phishing-resistant sign-in
WebAuthn passkeys, TOTP two-factor authentication and device intelligence protect every session.
Card security by default
3-D Secure enrolment, one-time passcodes delivered to the cardholder, and PAN/CVV reveal only behind step-up verification.
Pricing
Start free. Scale when you're ready.
Three plans with transparent, published rates — from your first virtual card to multi-entity treasury.
Lite
Personal essentials: multi-currency accounts, your first cards and standard rates.
Standard
Lower fees, more free account openings, more cards and priority support.
Premium
The best published rates, the highest limits and a dedicated account manager.
Ready to move money without borders?
Open your ECardPay account in minutes. Verify once, then issue cards, open currency accounts and send payouts worldwide.